Lock & unlock, your call
Lock a phone when EMIs go unpaid and unlock the moment you receive payment. You stay in control — nothing happens automatically.
Mobile Security & EMI ManagementSell more phones on EMI.
Sell more phones on EMI.
Stay in control of every rupee.
Kistcare gives mobile retailers one simple app to add customers, make EMIs from just an amount and months, track dues, and lock or unlock financed phones — all from your own phone.
- Plans from ₹349/month
- You decide every lock
- Set up in minutes
9:41
EMI Due & Upcoming
Overdue 7Today 3Upcoming 12Locked 7
RV
Rahul Verma
Redmi 13 · EMI 3/6
5 days overdue₹2,150
LockSD
Sunita Devi
Vivo Y28 · EMI 5/10
2 days overdue₹1,480
UnlockAK
Aman Khan
Samsung A15 · EMI 1/6
Due today₹3,020
LockPS
Priya Singh
Oppo A18 · EMI 2/8
In 3 days₹1,750
LockHome
Customers
Due
Reports
2
simple plans
100%
your amount, your months, your rules
1 min
to scan a QR and lock-enable a phone
0
automatic locks — you decide
EMI schedulesLock & unlockLate feesDue listPhone locationCustom formsQR set-upMonthly reportsPartial paymentsExcel exportDevice healthTamper alertsEMI schedulesLock & unlockLate feesDue listPhone locationCustom formsQR set-upMonthly reportsPartial paymentsExcel exportDevice healthTamper alerts
The problem
Selling on EMI shouldn't mean losing sleep
Most retailers run EMI sales on paper and memory. One missed payment can become a lost phone and a lost customer.
Paper registers
Notebooks get lost, smudged and argued over. Kistcare keeps every EMI in one place.
Phones that vanish
When EMIs stop, a financed phone should not stop being yours. Lock it until the customer pays.
Chasing dues blind
No more guessing who owes what. See overdue and upcoming EMIs in seconds.
What Kistcare does
Everything to run EMI sales, in one app
Add customers, enter an amount and months to make an EMI, track every due, and lock or unlock financed phones — built around how Indian mobile shops actually work.
EMI Due & Upcoming
One screen shows who is overdue, who pays today and who is coming up this week, so you always know who to follow up.
EMI in seconds
Enter the amount and the number of months — Kistcare makes the full EMI schedule instantly. Set your own late-fee rule and you're done.
Customer form that fits you
Name, mobile and IMEI are always there. Add Aadhaar, address, photo or your own fields — only what you need.
Know where phones are
See the last known location and whether each phone is online, offline or has gone quiet.
Reports that add up
Customers added, amount financed, collected and overdue — every month, to the last rupee.
How it works
From sign-up to first EMI in five steps
No technician, no paperwork. If you can use WhatsApp, you can use Kistcare.
- 1
Sign up
Create your account with your mobile number and a one-time code. It takes a minute.
- 2
Choose a plan
Pick Starter or Unlimited on our website and pay securely. The app unlocks instantly.
- 3
Add a customer
Fill your own customer form, enter the amount and the number of months, and see the full EMI schedule before you confirm.
- 4
Scan the QR
Factory-reset the phone, scan the QR on its set-up screen and the lock app installs.
- 5
Manage & collect
Watch dues, log payments, lock or unlock — all from your phone.
App showcase
A look inside the Kistcare app
Clean, blue-and-white and built for one-handed use in a busy shop.
Your whole business, one glance
See what is overdue, what is due today and what is coming this week — plus your plan and slots at a glance.
- Overdue, due-today and weekly totals
- Active customers and locked phones
- Your plan status, read-only
Preview screens with sample data — real app screenshots coming soon.
9:41
Welcome back
Sharma Mobiles
Your plan
Starter · valid till 5 Nov
4 of 10 new customers used
Overdue
₹18,400
Due today
₹6,200
This week
₹24,900
Active customers
86
Locked phones
7
Add customer
Home
Customers
Due
Reports
Lock & unlock
One tap on your phone. Instant on theirs.
You decide when a phone is locked and when it's unlocked. Try it — flip the switch.
Your phone · retailer
9:41
SD
Sunita Devi
Vivo Y28 · IMEI …4821
Phone status
UnlockedBattery
72%
Network
4G
Last seen
2 min
Last known location · 15 min ago
EMI 5 of 10
Due₹1,480
Lock
Unlock
Unlocked
Customer's phone
9:41
9:41
Wednesday, 7 October
Unlocked — all good
Advanced features
The details that make you feel in control
Beyond the basics, Kistcare is packed with the small things a finance business needs every day.
Tamper alerts
Get notified straight away if someone tries to remove or change the lock app on a customer's phone.
Device health at a glance
Battery, network and last-seen status for every financed phone.
Partial & advance payments
Log part-payments; the ledger allocates them to the oldest EMI automatically.
Late fees, your way
Set an amount and after how many days it applies. It is added by itself, so no late EMI is missed.
QR set-up in a minute
Scan a QR on a fresh phone and the lock app installs itself. No cables, no technician.
Excel exports & receipts
Hand your accountant clean sheets, or share a payment receipt with a customer on WhatsApp.
Private to your shop
Every shop's data is separate. Sensitive details like Aadhaar are encrypted.
Morning due digest
A daily notification tells you who is due today and who is overdue.
Plans
Two simple plans. No surprises.
Pick the plan that fits your shop. Same app, same features — the only difference is how many new customers you can add each month.
Starter
For shops starting their EMI business.
₹349/ month
- Up to 10 new customers every month
- Set any amount and number of months
- Your own late-fee rule
- Lock, unlock & release phones
- EMI Due & Upcoming list
- Live phone location & health
- Monthly business report
Most popular
Unlimited
For busy shops that never want a limit.
₹649/ month
- Unlimited new customers
- Everything in Starter
- Custom customer form fields
- Priority support on WhatsApp
- Excel exports for your accountant
- Early access to new features
How payment works: you pay on this website — never inside the app. Sign up in the app first, then pay here by verifying the mobile number you registered with. If a plan ends, your existing customers are never affected — you simply can't add new ones.
Where we are
Helping retailers across India
Our team supports shops in these cities — with local-language help on call and WhatsApp.
- Delhi NCR
- Jaipur
- Lucknow
- Kanpur
- Patna
- Indore
- Bhopal
- Ahmedabad
- Pune
- Nagpur
- Hyderabad
- Kolkata
Don't see your city? Tell us where you are — the app works anywhere in India.
Our team
Real people, ready to help
From your first demo to your hundredth customer, a Kistcare team member is a call away.
Sales & Demos
Book a walkthrough
We show you the app on your own phone.
Onboarding
Get set up fast
We help set up your late-fee rule and customer form.
Support
Help when you need it
Call or WhatsApp us — we reply in Hindi & English.
FAQ
Questions? Answered.
Can't find what you're looking for? Book a demo and ask us anything.
Kistcare is a mobile-finance platform for retailers who sell phones on EMI. You manage customers, EMI schedules, payments and the phone lock from one app on your own phone.
Free demo
See Kistcare working on your own phone
A 20-minute walkthrough with our team. We'll show you the app, make a sample EMI and answer every question.
- Pick a time that suits your shop
- Live walkthrough of the full app
- Help choosing the right plan
Download the appGet Kistcare on your phone today
Sign up with your mobile number in a minute, choose a plan on this website, and start financing phones the smart way.
Get it onGoogle Play
Scan to download
(QR added at launch)
For Android phones · Free to download